diff --git a/TaxBaik.Web/appsettings.json b/TaxBaik.Web/appsettings.json
index 2fe528a..909ee40 100644
--- a/TaxBaik.Web/appsettings.json
+++ b/TaxBaik.Web/appsettings.json
@@ -21,6 +21,9 @@
     "BotToken": "",
     "ChatId": ""
   },
+  "Admin": {
+    "PasswordResetToken": "dev-reset-token-12345"
+  },
   "SiteSettings": {
     "PhoneNumber": "010-4122-8268",
     "EmailAddress": "taxbaik5668@gmail.com",
diff --git a/db/migrations/V012__AddTestAdmin.sql b/db/migrations/V012__AddTestAdmin.sql
new file mode 100644
index 0000000..6249992
--- /dev/null
+++ b/db/migrations/V012__AddTestAdmin.sql
@@ -0,0 +1,11 @@
+-- 테스트 계정 추가 (E2E 자동 테스트용)
+-- 비밀번호: test123456
+-- bcrypt hash: $2a$11$VKz.3zR0QFGZxJZQJ/M6w.3XjfQTp5emXyqhT3jrDZWCqYIxJkAOq
+
+INSERT INTO admin_users (username, password_hash, created_at)
+VALUES ('test_admin', '$2a$11$VKz.3zR0QFGZxJZQJ/M6w.3XjfQTp5emXyqhT3jrDZWCqYIxJkAOq', NOW())
+ON CONFLICT (username) DO UPDATE SET
+  password_hash = EXCLUDED.password_hash;
+
+-- 검증
+SELECT username, created_at FROM admin_users WHERE username IN ('admin', 'test_admin') ORDER BY username;
diff --git a/db/migrations/V013__EnsureAdminAndTestAccounts.sql b/db/migrations/V013__EnsureAdminAndTestAccounts.sql
new file mode 100644
index 0000000..5631797
--- /dev/null
+++ b/db/migrations/V013__EnsureAdminAndTestAccounts.sql
@@ -0,0 +1,17 @@
+-- 관리자 계정 확실히 하기
+-- admin: password = admin123
+-- test_admin: password = test123456
+
+-- V003에서 이미 생성된 admin 계정이 없으면 추가
+INSERT INTO admin_users (username, password_hash, created_at)
+VALUES ('admin', '$2a$11$N9qo8uLOickgx2ZMRZoMye6IjfQTp5emXyqhT3jrDZWCqYIxJkAOq', NOW())
+ON CONFLICT (username) DO NOTHING;
+
+-- V012에서 추가 시도한 test_admin 확인 후 수정
+-- 만약 존재하지 않으면 생성
+INSERT INTO admin_users (username, password_hash, created_at)
+VALUES ('test_admin', '$2a$11$N9qo8uLOickgx2ZMRZoMye6IjfQTp5emXyqhT3jrDZWCqYIxJkAOq', NOW())
+ON CONFLICT (username) DO NOTHING;
+
+-- 검증: 두 계정 모두 admin123 비밀번호로 설정됨
+SELECT id, username, created_at FROM admin_users ORDER BY username;