diff --git a/tools/validate_specs.py b/tools/validate_specs.py
index c5fd232..d5d24ea 100644
--- a/tools/validate_specs.py
+++ b/tools/validate_specs.py
@@ -647,12 +647,13 @@ def main() -> int:
     manifest = load_yaml(ROOT / "RetirementAssetPortfolio.yaml", errors) or {}
     for step_name, step in (manifest.get("load_sequence") or {}).items():
         for file_name in step.get("files", []):
-            if "*" not in file_name and not (ROOT / file_name).exists():
+            # Temp/ 파일은 런타임 생성 아티팩트 — CI 체크아웃 환경에서는 존재하지 않음
+            if "*" not in file_name and not file_name.startswith("Temp/") and not (ROOT / file_name).exists():
                 fail(errors, f"manifest load_sequence missing file: {step_name}: {file_name}")
     for key, file_name in (manifest.get("spec_files") or {}).items():
         if not isinstance(file_name, str):
             continue
-        if "*" not in file_name and not (ROOT / file_name).exists():
+        if "*" not in file_name and not file_name.startswith("Temp/") and not (ROOT / file_name).exists():
             fail(errors, f"manifest spec_files missing file: {key}: {file_name}")
 
     # All spec YAML files should be registered in manifest, governance, split indexes, or compatibility indexes.
@@ -810,7 +811,8 @@ def main() -> int:
             fail(errors, f"manifest missing bundle_profiles.{profile_name}")
             continue
         for file_name in profile.get("files", []):
-            if "*" not in file_name and not (ROOT / file_name).exists():
+            # Temp/ 파일은 런타임 생성 아티팩트 — CI 환경에서는 스킵
+            if "*" not in file_name and not file_name.startswith("Temp/") and not (ROOT / file_name).exists():
                 fail(errors, f"bundle profile missing file: {profile_name}: {file_name}")
 
     ownership = load_yaml(ROOT / "spec" / "ownership_map.yaml", errors) or {}